Meet Felicia.
A licensed Medicare Advisor.
I help Tennessee residents turning 65 understand Medicare so they can make confident, stress-free decisions.
My Approach
Collaborative
I believe Medicare decisions should feel clear - not confusing or overwhelming.
That’s why my approach is simple: I take the time to understand your unique situation first. Whether you’re retiring, continuing to work, or exploring your options, there is no one-size-fits-all answer.
I focus on education, no pressure. My goal is to help you understand how Medicare works, the choices available to you, and what makes the most sense for your situation.
Even after you enroll, I’m here as a resource you can reach out to when questions come up or life changes.
Because this isn’t about signing up - it’s about starting your chapter 65 with clarity and confidence.
A Scope of Appointment is required before discussing specific Medicare plan options.
Case Studies
Still Working at 65
Scenario:
A Tennessee resident was turning 65 but planned to continue working with employer health coverage.
Challenge:
They weren’t sure if they needed to enroll in Medicare or if delaying would cause penalties
What We Reviewed:
Employer coverage details
Company size requirements
Medicare enrollment rules
Outcome:
They learned they could delay enrollment without penalties based on their coverage and felt confident in their decision
Avoiding A Late Enrollment Penalty
Scenario:
An individual delayed enrolling in Medicare because they assumed their current coverage was sufficient.
Challenge:
They were at risk of facing lifetime penalties due to timing.
What We Reviewed:
Enrollment timelines
Coverage type
Eligibility rules
Outcome:
They were able to take the right next steps within their enrollment window and avoid unnecessary penalties
Choosing Coverage That Fits
Scenario:
A client was overwhelmed by the number of Medicare options and unsure which direction to go.
Challenge:
They wanted to make sure their doctors and prescriptions were covered.
What We Reviewed:
Preferred doctors
Prescriptions needs
Coverage options available
Outcome:
They gained clarity on their options and chose coverage that aligned with their needs and preferences.
FAQ’s Those Turning 65 Ask
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Not always. If you’re still working and have qualified employer coverage, you may be able to delay Medicare without penalties. However, this depends on your specific situation, so it’s important to review your options before deciding.
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If you don’t enroll when you’re suppose to, you could face lifetime penalties and delays in coverage. That’s why it’s important to understand your enrollment window and whether you qualify to delay.
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Medicare costs can vary depending on your income, coverage choices, and medications. While some parts may be low or no cost, others include premiums, deductibles, and out-of-pocket expenses
Let’s Chat!
Schedule a free 1:1 educational session with me.
